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Frequently Asked Questions about Travel Insurance Q. Why should a traveler buy travel insurance?
A.
Travel insurance gives travelers coverage for unforeseen problems, from a
cancelled flight to a serious illness—or in rare cases, even an act of terrorism
or the financial default of a travel supplier. If an illness, accident, or other
covered unforeseen circumstance forces a traveler to cancel or interrupt their
plans, they face two major financial losses—money invested in nonrefundable
pre-payments, and medical expenses that in many instances may not be covered by
health insurance.
Q. What happens if a traveler must
cancel their vacation?
A. Often a traveler will lose
nonrefundable deposits and prepayments that can add up to hundreds—or even
thousands—of dollars. A comprehensive travel insurance plan through Travel Guard
can provide trip cancellation coverage for the traveler's vacation
investment—the insurance company reimburses the traveler for all pre-paid,
nonrefundable expenses for a covered loss. tantara resort
Q. How does
trip cancellation and interruption coverage work?
A. It
reimburses for forfeited, nonrefundable, unused payments or deposits if the
traveler must cancel or interrupt their trip due to a covered reason.
Q. What other coverage is typically included in a Travel
Guard travel insurance plan?
A. In addition to trip
cancellation and interruption, the more comprehensive travel insurance plans
available today may also cover emergency medical expenses; emergency medical
transportation, when ordered by a doctor, to the nearest adequate medical
facility; reimbursement for accommodations and expenses incurred due to travel
delays; reimbursement for the purchase of essential items if baggage is delayed;
and coverage against lost, stolen or damaged baggage.
Q.
Does travel insurance cover terrorism?
A. Many travel insurance
policies do not cover terrorism, or only cover terrorist acts that occur on
foreign soil. Travel insurance through Travel Guard can cover terrorist
incidents both in the United States and abroad.
Q. Is
the financial default of an airline, cruise line or tour operator covered?
A. All of Travel Guard's retail insurance programs include
financial default coverage if the program is purchased within 15 days of making
the initial trip deposit. tantara resort
Q. Does Travel Guard offer
travel insurance plans tailored to specific types of travel?
A.
Yes. Travel Guard offers travel insurance plans for an array of budgets, from
modest trips to high-end luxury vacations. There are also products for
last-minute getaways and extended trips, and specific coverage plans for cruise
travelers, golf travelers, students, and sports travel.
Q. How much does travel insurance cost?
A. The cost of travel insurance is based, in most cases, on the
value of the trip and the age of the traveler. Typically, the cost is five to
seven percent of the trip cost.
Q. What else is offered
with the purchase of a Travel Guard plan?
A. To boost
travelers' confidence when traveling, Travel Guard has added "LiveTravel"
assistance, which provides 24-hour, "911" emergency travel agency-type services
to all standard retail plans, in case a traveler has to change a flight or a
hotel room. Travel Guard has also added assistance with emergency cash
transfers, pre-trip consultation services (travel advisories, passport
requirements, inoculation information, etc.), and live messaging, which will
relay any e-mail or phone message to family, friends or business associates.
Certain restrictions apply. Tan
Tar A Estates Travel Partner Travel Guard provides coverage for medical
expenses, trip cancellation, baggage damage, and much more. Click here for a free quote. 
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